escrow.bj

Trust, exposed as an API. Payment links for the unbanked-by-design.

clientOperators · BJ

year2026

roleProduct · API · frontend

timelinebuilt → deploying

featured · transaction flow

payment link · live

✓ funded● in escrowrelease

₣ 1 240 000

to: imeri-design · ref: jersey-batch · sla 48h

// public API · v1

POST /api/v1/escrow

{

"amount": 1240000,

"currency": "XOF",

"payee": "imeri-design",

"release": "buyer_confirms",

"sla_hours": 48

}

→ link: escrow.bj/p/kf7e

— Context

Trust is the bottleneck of African commerce.

Sellers fear non-payment. Buyers fear non-delivery. The status quo is "send half upfront, half on completion, and pray." We wanted to make trust a default, not a leap of faith.

— Approach

Two products, one engine.

Consumer surface: sellers generate one-tap payment links.
Operator surface: dashboards, dispute flows, payouts.
Async Django API: funds held, released or disputed as explicit states.
Mobile Money in and out, OTP sign-in and KYC before any payout.

— Outcome

Built. Now going live.

OTPauth + KYC onboarding

MoMoMobile Money gateways

2surfaces · buyer & seller

link generator · seller view

payment page · buyer view

dispute flow · operator

API dashboard · webhooks

— Next caseaxion.bj→